Bad Credit - AutoByPayment.com's Blog

March 25, 2025 Bankruptcy

Bankruptcy: Dischargeable Debt and Non-Dischargeable Debts

This post breaks down the difference between dischargeable debt and non-dischargeable debts to help you gain clarity and make informed decisions.

March 24, 2025 Car Loans

Understanding Bad Credit Auto Loans

Navigating the world of bad credit auto loans can be challenging. Auto financing offers a pathway to ownership but come with their own set of considerations.

March 21, 2024 Car Loans

Understanding High Risk Auto Loans: Navigating the Challenges of Bad Credit

High risk auto loans provide financing options for individuals with bad credit who may not qualify for traditional auto loans.

March 8, 2024 Car Loans

What Car Loan Rate Can I Get With My Credit Score?

This blog post delves into the impact of your credit score on car loan rates.

February 29, 2024 Car Loans

Car Loans During or After Personal Bankruptcy

This post will walk you through the car loan process, addressing the nuances of different types of bankruptcies, including Chapter 7 and Chapter 13.

February 27, 2024 Car Loans

Understanding Co-Signers: Your Key to Accessing Car Loans

Here, we’ll address some common questions surrounding understanding co-signers and their impact on car loans.

February 12, 2024 Car Loans

Rebuilding Your Credit with a Car Loan: A Guide to Financial Recovery

Rebuilding your credit with a car loan is not only possible but achievable with the right strategies in place.

January 28, 2024 Car Loans

Buying a Car with Bad Credit

This post aims to provide practical advice for those facing the challenge of buying a car with bad credit.

January 8, 2024 Car Loans

Can You Get a Car Loan with a 550 Credit Score?

In this post, we will explore the possibilities and challenges of obtaining a car loan with a 550 credit score and provide tips to improve your chances of approval.

December 23, 2023 Car Loans

The Cost of Bad Credit on Car Loan and Insurance Rates

The cost of bad credit on car loans and car insurance rates can reach tens of thousands of dollars over the life of the loan.

November 27, 2023 Car Loans

What Are Pre-Approved Auto Loans, and How Do They Work?

Here, we’ll explore what pre-approved auto loans are, how they work, and the numerous benefits they offer, particularly for individuals with bad credit ratings.

October 20, 2023 Car Loans

Bad Credit Car Loans and Monthly Income

It’s important to know how your income affects your expectations when considering bad credit car loans.

September 30, 2023 Credit

Credit Repair: DIY or Hire a Pro?

Here’s a guide on credit repair, including DIY steps and insights on when to consider a professional credit restoration company.

September 23, 2023 Car Buying Tips / Car Loans

The Pros and Cons of Buy Here Pay Here Car Dealerships

While Buy Here Pay Here car dealerships can be a lifeline for some, it’s not without its controversies. Let’s dive deep into the pros and cons of this model.