Poor Credit - AutoByPayment.com's Blog

March 25, 2025 Bankruptcy

Bankruptcy: Dischargeable Debt and Non-Dischargeable Debts

This post breaks down the difference between dischargeable debt and non-dischargeable debts to help you gain clarity and make informed decisions.

March 8, 2024 Car Loans

What Car Loan Rate Can I Get With My Credit Score?

This blog post delves into the impact of your credit score on car loan rates.

February 27, 2024 Car Loans

Understanding Co-Signers: Your Key to Accessing Car Loans

Here, we’ll address some common questions surrounding understanding co-signers and their impact on car loans.

January 8, 2024 Car Loans

Can You Get a Car Loan with a 550 Credit Score?

In this post, we will explore the possibilities and challenges of obtaining a car loan with a 550 credit score and provide tips to improve your chances of approval.

December 23, 2023 Car Loans

The Cost of Bad Credit on Car Loan and Insurance Rates

The cost of bad credit on car loans and car insurance rates can reach tens of thousands of dollars over the life of the loan.

November 27, 2023 Car Loans

What Are Pre-Approved Auto Loans, and How Do They Work?

Here, we’ll explore what pre-approved auto loans are, how they work, and the numerous benefits they offer, particularly for individuals with bad credit ratings.

October 20, 2023 Car Loans

Bad Credit Car Loans and Monthly Income

It’s important to know how your income affects your expectations when considering bad credit car loans.

September 23, 2023 Car Buying Tips / Car Loans

The Pros and Cons of Buy Here Pay Here Car Dealerships

While Buy Here Pay Here car dealerships can be a lifeline for some, it’s not without its controversies. Let’s dive deep into the pros and cons of this model.

September 21, 2023 Car Insurance

Factors Affecting Your Car Insurance Rates

While many factors affect your car insurance rates, being informed and proactive can help you secure the best deal.

September 8, 2023 Credit

Credit Monitoring Services and a Smooth Car Loan Experience

A credit monitoring service doesn’t just offer protection; it equips you with knowledge, providing a roadmap to make informed, advantageous financial decisions.

August 27, 2023 Car Loans / Used Cars

Should You Buy a Used Car With Bad Credit?

When considering the purchase of a used car with bad credit, there are several factors to weigh before deciding whether to buy a new or used car.

August 25, 2023 Car Loans

Understanding Credit Scores

Given its pivotal role in financial opportunities, understanding credit scores and the factors that influence this score is vital.

August 11, 2023 Car Loans

Trading Out of an Upside Down Car Loan

When you are in an upside down car loan (owing more on the vehicle than it’s currently worth) it may be difficult to trade-in the vehicle and purchase a newer vehicle.

July 21, 2023 Bankruptcy

Life After Bankruptcy: Charting a New Path Toward Financial Stability

Declaring bankruptcy can feel like hitting the rock bottom of your financial life. The path can seem dark, full of