With a good credit score, you can obtain approval from direct lenders such as banks or local credit unions and
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How Much Car Can You Afford Based on Income Or Salary?
When it comes getting a car loan, it’s important to understand how much you can afford to borrow based on
Continue readingTrading In a car with Bad Credit and Negative Equity
If your income is high, you have some cash on hand, and have bad credit it is likely that you can trade-in your car even if you have negative equity.
Continue readingNew Car Financing versus Leasing
Overall, leasing a new car offers lower monthly payments, lower down payments, and limited customization options but with a limited mileage allowance and extra fees for wear and tear. Financing a new car offers the buyer ownership, customization options, and no mileage restrictions but higher monthly payments and a higher down payment.
Continue readingThe Cost of a Auto Financing
Overall, when considering the length of your car loan, it’s important to weigh the benefits and drawbacks of each term. A shorter term means paying less interest but a higher monthly payment, while a longer term means a lower monthly payment but more interest paid over the life of the loan. It’s important to find a balance that works for your financial goals and your monthly budget.
Continue readingWhy Is It Harder To Get A Poor Credit New Car Loan?
Over the last two years the percentage of poor credit new car loans originated for car buys with credit scores between 501 to 600 has continued to drop.
Continue reading2023 Dodge Challenger Price, Lease or Finance Payments
Price, lease or finance payment quotes are now available for the 2023 Dodge Challenger at AutoByPayment.com. The Challenger is a midsize coup with a gas engine and RWD or AWD drivetrain. The Dodge Challenger coupe is available in 13 trims starting with an MSRP of $32,140 (including destination charge) for the STX RWD and topping out with an MSRP of $67,640 for the SRT Super Stock RWD.
Continue reading2023 Toyota Sequoia Price, Lease or Finance Payments
Price, lease or finance payment quotes are now available for the 2023 Toyota Sequoia at AutoByPayment.com. The Sequoia is a
Continue reading2023 Kia K5 Price, Payments, & Reviews
Price, lease or finance payment quotes are now available for the 2023 Kia K5 at AutoByPayment.com. The K5 is a
Continue reading2023 Toyota GR Supra Price, Payments, & Reviews
Price, lease, or finance payment quotes are now available for the 2023 Toyota GR Supra at AutoByPayment.com. The Supra is
Continue readingSubprime Auto Loans Decline in 2021
New and used auto loans through banks and finance companies for people with bad credit have decreased 30.56% in the last 5 years.
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