AutoByPayment.com's Blog -

April 1, 2025 Car Loans

Financing at Buy Here Pay Here Dealers: What You Need to Know

This post breaks down the financing process at Buy Here Pay Here Dealers, what you can expect in terms of down payments and interest rates.

March 31, 2025 Credit

Exploring Alternative Lending Options: What You Need to Know

Alternative lending sources have gained traction over the past decade, offering more flexible, faster, and sometimes more inclusive ways to borrow money.

Honda Accord vs. Toyota Camry vs. Nissan Altima

March 30, 2025 New Cars

Accord vs. Camry vs. Altima: Which Midsize Sedan Should You Buy?

Let’s break down how the Accord vs. Camry vs. Altima compare—and what other options you might want to consider.

March 29, 2025 Credit

Understanding Different Types of Loans and Credit

This post provides an overview of various types of loan and credit, their differences, interest rates, repayment terms, and the distinctions between fixed and open-term loans.

March 28, 2025 Car Buying Tips / Car Loans

The Dealership F&I Office: Your Consumer Rights

The dealership F&I office is where you’ll discuss financing options, insurance products, and other add-ons to your vehicle purchase.

March 28, 2025 Car Loans

Understanding Income Types for Subprime Auto Loans

Learn how different income types, such as W-2 wages, self-employment, and fixed income sources, affect eligibility for subprime auto loans.

March 27, 2025 Car Loans

Interest Rate Trends: Navigating the Auto Loan Landscape

Understanding interest rate trends is essential when considering an auto loan. Your interest rate determines how much you’ll pay over time.

March 25, 2025 Bankruptcy / Debt

Bankruptcy: Dischargeable Debt and Non-Dischargeable Debts

This post breaks down the difference between dischargeable debt and non-dischargeable debts to help you gain clarity and make informed decisions.

March 24, 2025 Repossession

Repossession and Credit: What You Need to Know

Repossession of a vehicle can have a significant impact on your credit score. Understanding what steps you can take to rebuild your financial health.

March 24, 2025 Car Loans

Understanding Bad Credit Auto Loans

Navigating the world of bad credit auto loans can be challenging. Auto financing offers a pathway to ownership but come with their own set of considerations.